Using Your IRA To Buy Another Home: The Strategy Turning Buyers Into Investors

If you’re a real estate investor—or hope to become one—the 21st Century Road to Housing Act could make investment properties more accessible. And you may be able to purchase them through a tax-advantaged retirement account, such as a self-directed IRA.  Starting Jan. 7, 2027, the law prohibits large

Homeowners Associations Are Foreclosing on More Residents

Money is getting tighter for America’s hundreds of thousands of homeowners associations, and they are extending a shorter financial leash to their residents. HOAs are getting more aggressive about pursuing people who rack up unpaid dues, skipping informal grace periods to make up the payments and tu

Price Cuts Creep Back Up as Summer Selling Season Stalls

After a strong spring and promising early summer, July saw homebuying stagnate as a result of rising borrowing costs, forcing sellers to slash prices to revive demand. The share of listings with a price cut reached 20% in July, nearly even with last year's levels, after running close to 2 percentage

Father of the 401(k) Says the System Is Broken—but Fixing It Could Help You Buy a House

Ted Benna, widely hailed as the father of the 401(k) retirement plan, wants to shake up the system he helped to create, to help those who are benefiting from it least.  “We've reached a point now where many middle- and low-income employees can't afford to have money taken out of their paycheck,” Ben